Prenuptial Agreements

Love deeply. Plan wisely. Protect your future together.

Congratulations on your upcoming marriage!
Choosing to share your life with someone is a beautiful and meaningful decision. While the excitement of planning a wedding can easily take center stage, it is just as important to plan for the future you are building together. One of the most thoughtful steps you can take is creating a Prenuptial Agreement—not because you expect your marriage to fail, but because you value transparency, communication, and long-term security.

At The Legacy Planners P.C., we help couples approach this conversation with compassion, clarity, and respect. Our goal is to protect both partners and strengthen your future with open and honest financial planning.

What Is a Prenuptial Agreement?

A prenuptial agreement (often called a “prenup” or a premarital agreement) is simply a legally binding contract created and signed before marriage. It outlines how assets, property, business interests, and financial responsibilities will be handled if the marriage ends in divorce or if one spouse passes away.

While no one enters marriage expecting it to end, the reality is that nearly half of first marriages and a higher percentage of second marriages eventually dissolve. A prenup doesn’t mean you’re planning for divorce, it means you’re planning to protect each other if life takes an unexpected turn.

A well-drafted prenup allows you to decide what happens to your assets, rather than leaving those decisions to state law or for a judge to decide.

Why Couples Choose to Create a Prenuptial Agreement

There are many reasons a prenup may be the right choice for you and your partner:

✔ You have more assets than your future spouse

Including real estate, savings, investments, retirement accounts, or high-value personal property.

✔ You’ve inherited money, heirlooms, or real estate

A prenup can preserve family property and assets for future generations.

✔ Your partner has significant debt

Without a prenup, you may become responsible for certain debts after marriage or during a divorce.

✔ You own a business

A prenup helps ensure your hard-earned business remains protected and stays in your control.

✔ You expect to pause your career to raise children

Time out of the workforce affects long-term earning potential. A prenup can fairly address this imbalance.

✔ You’ve been married before

Second marriages often involve children, established careers, and greater assets. A prenup helps ensure the people you love are protected.

Ultimately, a prenuptial agreement is not about expecting failure, it’s about building a strong marriage through communication, transparency, and mutual respect.

Timing Matters

A prenup should never be signed at the last minute. Signing too close to the wedding can raise questions about coercion or fairness, making the agreement vulnerable to challenges later.

Conversely, discussing it too early may make financial details harder to remember.

We guide you in choosing the right timing to ensure the agreement is fully compliant, transparent, and fair to both partners.